RHB Bank’s Credit Card Online & Related Services

RHB is today said to be the largest bank with integrated financial services in Malaysia. As they plan to expand its market further, RHB Bank has tapped into Brunei, Indonesia, Singapore, Laos, Vietnam as well as other countries in South-East Asia. Recognizing that the single most effective way to compete is by giving extra value to the customers, the RHB medical insurance has begun offering multiple banking facilities to both individuals and organizations.

Setting up current or savings account by individuals and businesses would be essential. To attract smart consumers, RHB Bank has offered a viable interest rate members can enjoy through depositing money into their respective accounts. Given that they provide traditional transaction facility through ATM and CDM, the Bank had also launched RHB Now, their internet banking services to promote efficiency.

Not just that, RHB also embraces digital transformation, and it has observed that it led to rising demand for credit cards. As studies show, more and more people are more likely to shop and make online transaction nowadays, RHB Bank has also made it possible for consumers to apply for credit cards online. The Bank is at ease with their offering that they even urge customers to study credit cards interest rate before making any commitment.

Here is where unique offering comes into the picture, as many advantages are made available to RHB Bank credit card holders, like cashback reward and plenty of other value-added rewards that gives higher return as the cardholder increases their usage.

RHB Bank is knowledgeable of the fact that possessing a savings account and credit card is insufficient to meet a person’s financial needs. It is evident that generally, people need to acquire personal loans with the Bank to own high-value assets, which include homes and automobiles. For this reason, RHB has offered a low-interest rate for several different types of loans. Customers who want to go the one step further could also subscribe for insurance packages and buy unit trusts from the Bank.

Shifting the attention to corporate customers, RHB Bank is also offering corporate banking solutions to entrepreneurs and organizations. These target customers are welcomed to get loans and subscribe to other services, which include asset management and cash management services.

It is obvious that small-medium enterprises are amongst the customers that could possibly enjoy utmost benefit, particularly when it is now possible for them to make an application to obtain loan should extra cash is needed to scale the business. Additionally, retails solutions are also available to SMEs who may need it.

Notwithstanding, the bank never lost focus on Shariah-compliant financial instruments. This is mainly because of the high demand of the general public in Malaysia. Bearing that in mind, banking facilities that follow the minimum Syariah requirement, which includes Islamic treasury, Islamic corporate banking, unit trust, and wealth management services are now being introduced.

RHB Bank has seen a 24% annual brand value growth in 2016, which automatically places them within the top five positions for banks in the country. In anticipation of the expected market growth, the RHB medical insurance has started strategizing a much more proactive approach to keep its rate of growth steady for several years.